A tool by Scout Theory

Tell us how
you spend.
& we'll rank
your cards.

Sixty seconds, eight questions. No email gate, no paywall, no ranking that magically favors the highest bidder. We score every card against your spending profile — not the other way around.

Rank my cards →
Real issuer data
Updated weekly
Zero fabrication
1
Rank No.1
•••• •••• •••• 2×%
2
Match 87
•••• •••• •••• 3×%
3
Match 81
•••• •••• •••• 5×%
Step 01 · The spending profile

Eight questions. One good answer.

Nothing is saved. No account. We don't know who you are and we don't want to.

Or just browse

Every card, by the numbers.

Fifteen hand-picked cards covering cash back, travel, 0% APR, and credit-building. Tap any card for the honest rundown.

The honest part

No ranking theater.

Most "best card" sites rank by affiliate payout and hope you don't notice. We don't. Here's the deal.

01

Scored on your spend

Your top categories, your monthly burn, your credit tier, your tolerance for annual fees. The match score is a real calculation — not a press release.

02

Yes, we use affiliate links

If you apply through us, we may get paid. That money doesn't change the ranking. The same card would come out on top whether you clicked or not.

03

Real numbers, no fabrication

Every welcome bonus, APR range, and reward rate on this site is pulled from the issuer's public card page. If it changes there, it changes here.

Get a better result from the card matcher

The right card depends on the purchases you already make, not on a headline bonus. Start by estimating monthly spending by category and deciding whether a yearly fee or quarterly category activation fits your habits.

For balance transfers and promotional rates, prioritize the cost of debt and the published terms before rewards. A match score is a starting point; it cannot guarantee approval or reflect future rate changes.

What to check

Continue: Ranking methodology · Secured card details