The honest take
The laziest way to earn transferable travel points. Everything earns 2x miles without category acrobatics, and the current welcome bonus is worth about $1,000 in travel.
Rewards, by the numbers
2x miles on every purchase, 5x on hotels & rental cars via Capital One Travel
The specs
Welcome bonus
75,000 miles + $250 Capital One Travel credit
Welcome spend requirement
$4,000 in 3 months
Credit tier needed
Excellent
Is this card for you?
→ Good fit if
- Frequent travelers with excellent credit
- Travel spenders who want points that transfer to airline and hotel partners
→ Skip it if
- People who rarely travel
- People whose spending can't justify the $95 annual fee
- Anyone with fair or building credit
Think this one's a fit?
Applications go directly to Capital One. CardRank is not a lender and does not see your personal information.
Apply at Capital One →