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By Chase

Chase Freedom Unlimited

Flat-rate + bonus categories, no annual fee
$250 cash back
Welcome offer
$0
Annual fee
Good
Credit needed
Apply at Chase You'll be taken directly to Chase's application page.
Chase
Freedom Unlimited
•••• •••• •••• ••••

The honest take

A hybrid workhorse — you don't have to think about categories. The 5% on Chase Travel sweetens trips if you already book through Chase, and the 0% intro APR makes it a safe landing pad for a big purchase.

Rewards, by the numbers

5% travel (Chase Travel), 3% dining & drugstores, 1.5% everything else

Travel
5%
Dining & restaurants
3%
Drugstores
3%
All other purchases
1.5%
Groceries
1.5%
Gas & transit
1.5%
Streaming services
1.5%

The specs

Annual fee
None
Welcome bonus
$250 cash back
Welcome spend requirement
$500 in 3 months
Credit tier needed
Good
Intro APR offer
0% for 15 months on purchases & balance transfers
Card type
Cash back

Is this card for you?

→ Good fit if

  • People who want no-annual-fee rewards
  • Anyone planning a large financed purchase or balance transfer
  • People who eat out frequently
  • Travel spenders who want points that transfer to airline and hotel partners

→ Skip it if

  • People whose spending is concentrated in categories this card doesn't reward well

Think this one's a fit?

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Apply at Chase