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By Wells Fargo

Wells Fargo Active Cash

The 2% flat-rate champion
$200 cash rewards
Welcome offer
$0
Annual fee
Good
Credit needed
Apply at Wells Fargo You'll be taken directly to Wells Fargo's application page.
Wells Fargo
Active Cash
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The honest take

Boring in the best way. Two percent on everything means you never think about which card to pull out. If your spending is scattered across every category, this beats most 'bonus category' cards in practice.

Rewards, by the numbers

Unlimited 2% cash rewards on every purchase

All other purchases
2%
Travel
2%
Dining & restaurants
2%
Drugstores
2%
Groceries
2%
Gas & transit
2%
Streaming services
2%

The specs

Annual fee
None
Welcome bonus
$200 cash rewards
Welcome spend requirement
$500 in 3 months
Credit tier needed
Good
Intro APR offer
0% for 12 months on purchases
Card type
Cash back

Is this card for you?

→ Good fit if

  • People who want no-annual-fee rewards
  • Anyone planning a large financed purchase or balance transfer

→ Skip it if

  • People whose spending is concentrated in categories this card doesn't reward well

Think this one's a fit?

Applications go directly to Wells Fargo. CardRank is not a lender and does not see your personal information.

Apply at Wells Fargo