The honest take
A hybrid workhorse — you don't have to think about categories. The 5% on Chase Travel sweetens trips if you already book through Chase, and the 0% intro APR makes it a safe landing pad for a big purchase.
Rewards, by the numbers
5% travel (Chase Travel), 3% dining & drugstores, 1.5% everything else
The specs
Welcome bonus
$250 cash back
Welcome spend requirement
$500 in 3 months
Intro APR offer
0% for 15 months on purchases & balance transfers
Is this card for you?
→ Good fit if
- People who want no-annual-fee rewards
- Anyone planning a large financed purchase or balance transfer
- People who eat out frequently
- Travel spenders who want points that transfer to airline and hotel partners
→ Skip it if
- People whose spending is concentrated in categories this card doesn't reward well
Think this one's a fit?
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Apply at Chase →