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By American Express

Blue Cash Preferred (Amex)

The grocery cash-back king
Welcome offer varies
Welcome offer
$95
Annual fee
Good
Credit needed
Apply at American Express → You'll be taken directly to American Express's application page.
American Express
Blue Cash Preferred (Amex)
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The honest take

If your household spends $500+/month on groceries, this card's 6% at supermarkets pays back its $95 annual fee several times over. Families crush this card; solo minimalists don't.

Rewards, by the numbers

6% at US supermarkets (up to $6k/yr, then 1%), 6% on select streaming, 3% transit & gas

Groceries
6%
Streaming services
6%
Gas & transit
3%
All other purchases
1%
Dining & restaurants
1%
Travel
1%
Drugstores
1%

The specs

Annual fee
$95 per year
Welcome bonus
Welcome offer varies
Welcome spend requirement
check current offer
Credit tier needed
Good
Intro APR offer
0% intro APR on purchases (check current term)
Card type
Cash back

Is this card for you?

→ Good fit if

  • Anyone planning a large financed purchase or balance transfer
  • Households with heavy grocery spending

→ Skip it if

  • People whose spending can't justify the $95 annual fee

Think this one's a fit?

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