The honest take
The flexible sibling to Citi Custom Cash — you pick the 3% category yourself and can change it once per month. If you already bank with BofA and have Preferred Rewards status, the earning rate gets even better.
Rewards, by the numbers
3% in a category you choose, 2% at grocery stores & wholesale clubs (up to $2,500 combined/qtr)
The specs
Welcome bonus
$200 online cash rewards
Welcome spend requirement
$1,000 in 90 days
Intro APR offer
0% for 15 billing cycles on purchases & balance transfers
Is this card for you?
→ Good fit if
- People who want no-annual-fee rewards
- Anyone planning a large financed purchase or balance transfer
- People who eat out frequently
- Travel spenders who want points that transfer to airline and hotel partners
→ Skip it if
- People whose spending is concentrated in categories this card doesn't reward well
Think this one's a fit?
Applications go directly to Bank of America. CardRank is not a lender and does not see your personal information.
Apply at Bank of America →