Capital One Savor Cash Rewards

For people who eat, stream, and go out

$200 cash bonus

Welcome offer

Annual fee

Good

Credit needed

Apply at Capital One → You'll be taken directly to Capital One's application page.

Capital One

Savor Cash Rewards

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The honest take

A no-fee card that earns 3% on four of the most common discretionary categories. If your weekends look like dinner out, a concert, and Netflix at home, this card quietly pays you for that lifestyle.

Rewards, by the numbers

3% dining, entertainment, streaming, and groceries (excluding superstores)

Dining & restaurants

Entertainment

Streaming services

Groceries

All other purchases

Travel

Gas & transit

The specs

Annual fee

None

Welcome bonus

$200 cash bonus

Welcome spend requirement

$500 in 3 months

Credit tier needed

Good

Intro APR offer

None

Card type

Cash back

Is this card for you?

→ Good fit if

People who want no-annual-fee rewards
People who eat out frequently

→ Skip it if

People whose spending is concentrated in categories this card doesn't reward well

Think this one's a fit?

Applications go directly to Capital One. CardRank is not a lender and does not see your personal information.

Apply at Capital One →